Stuart is Head of Demographic Assumptions and Methodology for Lloyds Banking Group, where his multi-disciplinary team are responsible for the assumptions about policyholder health and behaviour used for pricing, risk management and valuation of life insurance, pensions and annuity policies.

Stuart joined Lloyds in 2014 and built the longevity team which supported Scottish Widows’ launch into the Bulk Annuity market. Previously he held a variety of commercial and technical roles with insurers and reinsurers.

Stuart is a Fellow of the Institute of Actuaries and a Chartered Enterprise Risk Actuary. He plays an active role within the actuarial profession, currently serving on the Executive Committee of the Continuous Mortality Investigation. Early in 2020 he founded and co-chairs the COVID-19 Actuaries Response Group.

Stuart was awarded an MBE for services to Public Health in the 2022 New Year Honours.